Three Simple Steps to Financial Success with Penny

Improving your finances has never been this simple - Put Your Pennies to Work with Penny.

Ready to get smarter about money?

Text “Hi Penny” to (234) 400-7999 and start building a brighter financial future!

Penny is all about making money matters easy. Whether it’s setting a budget, building savings, or tackling a goal, Penny keeps it simple with strategies and reminders. Just text Penny, and let’s get saving!

Turning Pennies into Progress

Penny helps you turn big dreams into bite-sized goals. Whether it’s saving for something special or paying off debt, Penny works with you to set clear, achievable targets.

Life happens, and setbacks are part of the journey. But Penny doesn’t let you give up – she’ll adjust your plan, remind you of daily or weekly tasks, and cheer you on as you keep moving forward.

4 weeks

average goal period

86%

success rate

Financial Questions?
Penny’s Got Answers

Ever wondered about credit scores or how to budget? Penny is here to help! Ask your questions, and Penny will explain it in ways that make sense.

*Penny does not provide investment advice. For personalized financial planning or investment decisions, always consult a qualified financial professional.

Get Money Smarter

Money can be confusing, but Penny makes it easy to understand. From budgeting basics to tackling debt, Penny is your go-to guide for learning personal finance principles.

Ask Penny questions about saving, spending, or credit, and get clear, simple answers—no jargon, no judgment. Whether you're building a budget or wondering how interest works, Penny breaks it all down so you feel confident about your money choices.

With Penny, financial literacy is just a text away!

Achieve Goals One Step At A Time

Big goals are easier to reach when you take them step by step. Penny helps you break down your financial dreams into small, manageable tasks—daily or weekly actions that keep you moving forward.

Whether it’s saving a little each week or cutting unnecessary expenses, Penny is there to guide you with a plan that works for your life. Plus, she’ll check in regularly to see how you’re doing, celebrate your wins, and help adjust your strategy if things don’t go as planned.

With Penny by your side, every step gets you closer to success!

TESTIMONIALS

Penny's free service is helping people with a wide range of backgrounds achieve financial success.

Thanks to Penny, I’ve paid off two credit cards! Breaking it into weekly tasks made it so much less overwhelming.

Korey, 28

New York

I didn’t think I could stick to a budget, but Penny broke it down into simple steps I could actually follow. It’s been a game-changer!

Susan, 58

Oregon

Penny helped me figure out how to save for my first car without feeling like I was sacrificing everything. She’s the best!

Conrado, 44

Arizona

I used to feel so lost when it came to money, but Penny taught me the basics and gave me the confidence to tackle my debt.

Henry, 21

Vermont

FAQ

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